Management Sciences

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•  Sociological Constraints on Production in Pakistan (Meeting Review, Jan, 1982, Vol. No. 2)
• The Concept of Class and Buyer’s Behavior (Marketing Review. June 1982, Vol. No. 2)
• Rural consumerism. (Marketing Review, Oct-Dec. 1983, Vol. 3, No. 1)
• Consumer’s attitude Towards Utility Stores (Marketing Review, July-Sept., 1984, Vol. 3, No. 1)
• The Role of Interaction in National Integration (Gomal University Journal of Research, 1984).
• The Problems of Muslim World and their Solutions in Sufism (Proceeding of the international Conference (Multan: the Gateway to Islam) B.Z University, Multan. 1985
• Female Challenge to Male Political Authority, G.U.J.R. 1994
• Female political participation: Pakistan Perspective, G.U.J.R. 1994
• Studying Pakistan Women: the Question of Methodology, JPSC, 1994
• Review of Strategies For Economic Development: Implications For the Developing World, JPSC, 1994)
•  Central/Provincial-Local Government Relationships: A Conceptual Framework JPARD, 1994.
• Dr. Hummayoun Naeem, Professor Dr. M Iqbal Saif, (2007), Excellence of Banking Practices – A Multi-Dimensional Approach, The Journal of Behavioral Science, September 2007, Thailand, Volume 2 No.1 pp. 67-83
•  Dr. Hummayoun Naeem, Professor Dr. M Iqbal Saif, Salman Qasim, (2008). Total Quality Management – A Recommended Approach for The Pakistani Banking Sector. International Business and Economics Research Journal, USA, Volume 7, Number 11, November 2008, pp. 49-54
• Dr. Hummayoun Naeem, Professor Dr. M Iqbal Saif, Wajeeha Khalil, (2008). Emotional Intelligence And Its Impact On Service Quality – An Empirical Evidence From The Pakistani Banking Sector. International Business and Economics Research Journal, USA, Volume 7, Number 12, December 2008, pp. 55-61.
• Dr. Hummayoun Naeem, Professor Dr. M Iqbal Saif, Atika Rehman, (2008). Performance Appraisal of Islamic and Conventional Banks in Pakistan. Accepted for Publication in the European Journal Scientific Research
• Dr. Hummayoun Naeem, Professor Dr. M Iqbal Saif, (2008). Recommending a Conceptual Model for Commercial Branch Banking Operation. Gomal University Journal of Research, Pakistan, Vol. 24, No. 1, June 2008, pp.187-196
• Zaheer, A., Rehman, K., & Saif. M. I. (2008). Development and testing of a business process efficiency scale. European Journal of Social Sciences, Vol. 7, No. 2, pp. 179-188.
• Zaidi, S. M. A., Saif, M. I., & Zaheer, A. (2008, June 23-26). Analyzing dominant leadership style prevalence in small and medium enterprises in Pakistan. Proceedings of the European Applied Business Research Conference, Clute Institute for Academic Research, Salzburg, Austria.
• Noreen,U., Abid,H., & Saif.M.I. (2008). Ready to E-Bank: Adoption of E-banking and E-readiness in customers among commercials banks in Pakistan. Pakistan Management Review, Vol.XLIV No.4, pp.7-20
• Sajjad, M., Saif, M. I., & Zaheer, A. (2008, June 23-26). Cargo cults, information technology for decision making activities. Proceedings of the European Applied Business Research Conference, Clute Institute for Academic Research, Salzburg, Austria.
• B. Zaheer, K.U. Rehman, M. I. Saif, N. Safwan “Customers’ Credit Card Selection Criteria in Perspective of an Emerging Market” Paper accepted at 2009 International Conference on IACSIT (IACSIT-SC 2009) to be held in Singapore on 17-20 Apr 2009
• Dr. Hummayoun Naeem, Professor Dr. M Iqbal Saif, Ms. Asma Akram, (2009), Service Quality And its Impact on Customer Satisfaction: An Empirical Evidence from the Pakistani Banking Sector, International Business and Economics Research Journal, USA, Volume 8, Number 12, December 2009, pp. 99-104
• Dr. Hummayoun Naeem, Professor Dr. M Iqbal Saif, (2010), Developing and Recommending A Conceptual Model of Organizational Learning and Employee Performance, International Journal of Business and Management, Canada,
• Dr. Hummayoun Naeem, Professor Dr. M Iqbal Saif, Mr. Amir Gulzar (2010), Inter-Organizational Strategic Cooperation: An  Analysis of Pakistani Commercial Banking Sector, International Journal of Business and Management, Canada, Volume 5, Number 3, March 2010, pp. 134-141
• Ms. Bushra Tabbasum, Professor Dr. M Iqbal Saif, (2010), Conflict Process: A Conceptual Model, Journal of Alternative Perspective in Humanities and Social Sciences Development and Conflict, Ireland. 2010
• Amir Gulzar, Professor Dr. M Iqbal Saif, (2011), Business Education and Entrepreneurial capabilities in Pakistan, African Journal of Business Management Vol. 5(5), pp.1749-1754, 4 March, 2011, ISSN 1993-8233 ©2011 Academic Journals
• Nadia Asghar, Maria Tahir, Anam Ejaz, Dr. M. Iqbal Saif, Value, Size and Market Risk Premium in Karachi Stock Exchange (Pakistan) During Bull, Neutral and Bear Market Trends, Interdisciplinary Journal of Contemporary Research in Business, Vloume 2 No. 9, 2011, United Kingdom 

•  Perceptions about Gender Discrimination against Women at  Workplace, Dynamic Management in Global Economy, India, 2005
• front line and middle managers style of handling interpersonal conflicts with superiors at work place, First East Asian international conference Human and social development, 2005
• existence and perception held about gender discrimination against women at the workplace, Punjab College of Technical Education, Ludhiana, 2005
• Cargo Cults, Information Technology for Decision Making Activities, International Enfromatika Conference, Venice Italy, 2006
• Print Advertisement Creativity and Its Influence on Telecom Service Users in Pakistan, International Research Conference on “ Management for Growth and Development”, 2006
•  Consumer Vulnerability: A Comparative Study in the Framework of Structured Variables, International Conference on Service Industry: Challenges & Opportunities, Muscat Oman. 2006
• Pain-Pleasure Theory, Brno International conference on Applied Business Research BICABR, Czech Republic, 2006
• Health Belief System in the Northern Areas of Pakistan, 8th International Congress on Behavior Studies Santiago de Compostela, Spain, 2006
• Ad hoc jobs lead to Demoralization of Employees: A study of Pakistani Banking Sector, International Conference on Management for Growth and development. Faculty of Business Administration, Colombo University, Sri Lanka, 2006
•  Attitude towards Formal Education- Measurement and Testing, 8th International Congress on Behavior Studies Santiago de Compostela, Spain, 2006
• TQM Model for Branch Banking Operations, Institute of Business Finance Research, Texas, USA, 2007
• Banking Education & Practice; The Challenge of Relevance, American Association of Behavioral Sciences, 2007
• Examining the relationship of work-life balance, job satisfaction and turnover in Pakistan, Summer Congress 2010, Laurentian University 935 Ramsey, Ontario, P3E 2C6, Canada

Editing 

• Chief Editor, the Gomal University News (Monthly), Gomal University
• Editor Urdu and Sariaki Sections. The Danish (Annual) Gomal University    
• Member Editorial Board of the Gomal University Journal of Research (Annual), Gomal University

• 1986-1989
• 1994-1999